I grew up in central New Jersey with hopes of becoming a star athlete; ideally playing in the NFL. Going to a small school with no real competition to get the recruitment needed to go to a division 1 program and not that talented compared to many other athletes, that dream quickly shifted to working in the medical field to work with athletes. I went to Hofstra University and received my B.S. in Health Sciences and a Minor in General Business. I then went onto Rutgers University – South for my doctorate in physical therapy (DPT).

I am currently a physical therapist with a true passion for optimizing my financial future and becoming financially free.

As I went through undergraduate school and saw graduation in site, I remember going through my loan provider’s exit course and how to setup the dreaded process of paying off my loans. At that time, I owed about $30,000 in student loans.

I am truly fortunate that my parents, family, and financial aid through scholarships and grants assisted in making a private school that affordable for me. But not working in the real world and not making more then a couple hundred dollars a week during my summer job(s) and work-study job on campus, $30,000 still seemed to be a giant mountain of debt to climb.

From there, to push myself further into debt, I went to physical therapy school which required more loans. By the time of going through a 1-day loan payback course right before graduation, I learned that I had amassed just about $100,000 in student loan debt. Not terrible for the education I got, and again, much appreciation to my parents, family members, and scholarships/grants along the way to help lower that student loan burden.

From there, I aggressively started paying down debt in the form of paying off high interest loans first from funds my parents and grandparents had saved up for me and from my paychecks. I sacrificed going out and buying a new car to get the debt paid off. Today, and again I will emphasize the tremendous amount of assistance I have had from my family and grateful for that help, I have no student loan debt. It took me roughly 2.5 years to pay it off.

But what got me to this point? Other then the assistance from family and scholarships/grants, starting back around 2015, I have been self-educating myself on becoming financially independent. Although not an expert, I have gathered a plethora of information to set me up into the position I am in today. I am constantly learning about finances, economics, and the global world of money and currencies and assets. I hope to share all this information along with my journey to you about this new world of money we are entering.

I will share all the great insight I have gathered from the true financial experts, including Robert Kiyosaki (www.richdad.com; one of the few ways/resources to get to understand what he is all about), Ryan Daniel Moran (https://www.capitalism.com/author/ryan/), Grant Cardone (www.grantcardone.com),  Garrett Gunderson (www.wealthfactory.com), and many others. With different theories, methodologies, and systems, I hope to collaborate them all into a more concise structure for you to implement, take action, and conquer the difficulties of money.

Together, we will explore ways to decipher some of the complicated ways our government, society, and loved ones made finances more complicated than they have to be. Basic financial literacy and mathematics paired with action is all it takes.

Here at New World New You, I will help give you the financial information needed to succeed, and if I cannot do that, I will assist getting you to someone or some company that can.

The mission is to give you the financial education needed to become financially independent to live a life deemed worthy on your own terms.

I am traveling this journey with you to financial freedom. I am always learning. I do not deem myself an expert. I have not achieved my level of financial independence yet.

 I hope to build a community where we can grow together and thrive together in this new world of money.

We all can achieve financial freedom with a proper understanding of how money works, how to use basic math, and take actionable steps to implement the strategies and education we choose to follow.

Together, we will thrive in the new world, becoming the new you needed to overcome the financial perils blocking the way for financial freedom.

Thank you for joining and look forward to connecting with you.

To the New World and the New You, much success in finding your financial freedom.